Connecticut SR22

Reader question:

What is the minimum coverage I MUST pay for in order to get a Connecticut SR22 insurance policy?

Jane

Glad you asked, Jane.

If you live and drive in Connecticut, and especially if you happen to have had your license suspended meaning you have to file a Connecticut SR22 form, then you need to have liability coverage on your vehicle (or for yourself if you don’t own your own vehicle). Here are the amounts of liability coverage required:

• Bodily injury liability: covers death and recovery expenses, medical costs, etc., for victim of crash (i.e. not you nor anyone in your vehicle)
  • $40,000 per accident
  • $20,000 per person
• Property damage liability: covers any problems caused to property, such as vehicle or fence, etc.
  • $10,000

Now, if you want to go beyond just the liability insurance, you can also get a Connecticut SR22 policy with comprehensive and collision insurance coverages. Comprehensive provides you with coverage if your car is stolen or vanadalized, and collision gives you coverage if you crash your car and it is your fault.

Cheers,

Fashun Guadarrama.