Reader’s Question: Can I get full coverage on a new car under SR 22 insurance in Greenwich, Connecticut? Coleman Greenwich, CT Yes, you can always buy more coverage than what your state mandates you have to file the financial responsibility certificate or SR-22. So if you have recently bought a new vehicle and need not [...]

Reader’s Question: Do most insurance carriers raise their car insurance rates if you get a non-moving violation on your vehicle in Fairfield, Connecticut? Thomas Fairfield, CT Fairfield CT Insurance carrier’s guidelines vary however generally non-moving violations are not a major rating factor for most insurance companies. For example parking tickets in some states are not [...]

Reader’s Question: I have a car in Stamford, Connecticut that the registration has been suspended and got no insurance at all. I am trying to sell the car. What will be my penalties for not having car insurance or current registration? Will the buyer have any problem purchasing my car? Gwen Stamford, CT The state [...]

Reader’s Question: If my car was stolen and the thief who stole it crashes into someone or something, am I going to be held liable for the damages done to other people and their property? I’m from Bridgeport, CT. Janice Bridgeport, CT You won’t be held liable but you probably will have to use your [...]

Reader’s Question: I heard that in Connecticut, there is what is called as the “sequential analysis method? How is this defined? If I have a previous driving violation in Danbury CT, do I need more car insurance coverage? Cecille Danbury, CT A legislation in the state of Connecticut (CT) was established in 2003 that gave [...]

Reader’s Question: Will my car insurance rate quotes in Bristol, Connecticut be cheaper after giving birth? I’m having financial difficulty and may consider shopping for a new car insurance provider. Vanessa Bristol, CT Depending on a particular insurance provider in Bristol, Connecticut, having a baby may or may not affect your premium rates. Some insurance [...]

Reader’s Question: I live in Danbury, CT and had my stepdaughter insured on our car insurance policy while she was temporarily living with us for three years. We remove her from our insurance policy when she went to college in another state. She does not have a vehicle and she will likely spend the most [...]

Reader’s Question: I have a Connecticut drivers license and I received a speeding ticket recently, on a non-limited access road in Bristol CT. The police officer said that because of CT speeding laws, I would need to appear in court in two weeks and they will set the amount for the ticket. How much is [...]

Reader’s Question: I would like to know how long does a driving infraction stay on your record in the state of Connecticut? Lance Waterbury, CT   The Connecticut Department of Motor Vehicles (DMV) representative states that, minor violations stay on your record for three (3) years based on the date the court reports to them. [...]

Reader’s Question: My daughter is 19 years old recently bought a car (10 years old) and is getting her own insurance on it. She attends college and works part time. How much auto insurance is recommended for her? We live in CT. Amber New Haven, CT   Higher limits than the state’s minimum amounts are [...]