Car Insurance Coverage Bridgeport, Connecticut CT
Reader’s Question:
I’m about to surprise my son on his birthday and give him my old car. It’s complete with registration and car insurance I got in Bridgeport, Connecticut five months ago. Do I have to insure the car again just because he’s going to own it soon? Seven more months down the drain, is it?
Helene
Bridgeport, CT
Hi, Helene. Wow, that is so fantastic. Can you be my mother just for my up and coming birthday? I’m only kidding. Seriously now. Okay, here’s the catch, my dear Helene. Car insurances are actually very much like car registrations that you have to renew on a yearly basis, no matter how much we hate doing it. Now, when you got your car insurance about five months ago, the car insurance coverage was under your name, so it only addresses any liability that involves you and you alone. I have a pretty good idea why you’re asking this. You have got seven more months to go, and really it is a pity to see the bigger chunk of what you paid for go to waste. However, I do not think that these insurance policies are transferable. The only rational thing I feel you should do is to register your son under that existing insurance as someone who uses the vehicle often. Then that solves your problem by getting enough coverage for your son while at the same time retaining the same existing car insurance policy that you have right now. Visit your insurer in Bridgeport, Connecticut for complete details. The only drawback to this is that you won’t be able to transfer the car registration to your son’s name just yet. Guess you’ll have to wait another seven months to be able to do that.
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