Reader’s Question: My husband’s vehicle was hit while parked in Norwalk, Connecticut. He did not see who hit the vehicle. Is this covered by collision on our car insurance policy? Mary Norwalk, CT This hit and run incident that damaged your husband’s vehicle in Norwalk, Connecticut would be covered by your collision coverage. Collision covers [...]

Reader’s Question: If I have a vehicle that I do not drive in Manchester, Connecticut, do I need to have insurance on it? Karen Manchester, CT In the state of Connecticut if you do not want to pay auto insurance on an automobile that is inoperable or being stored in Manchester, Connecticut you must turn [...]

Reader’s Question: Do I have to pay my deductible to have another vehicle fixed that I hit if there was no damage to my automobile in Fairfield, CT. Anna Fairfield, CT No, you do not pay a deductible amount to have another vehicle fixed if the individual whose vehicle you damaged makes an auto insurance [...]

Reader’s Question: What do I do if my automobile is vandalized in Manchester, Connecticut? Vince Manchester, CT The most essential thing to remember with any act of vandalism in Manchester, Connecticut is to leave your vehicle the way it is until the law enforcement officer and/or our appraiser have the chance to inspect the car. [...]

Reader’s Question: I didnt have car insurance for a year and I was caught driving without insurance. I would like to know if I will have difficulty getting car insurance in Glastonbury, Connecticut? Andrews Glastonbury, CT Obtaining car insurance may be a bit harder than if you had continuous insurance coverage since a break in [...]

Reader’s Question: Can I get full coverage on a new car under SR 22 insurance in Greenwich, Connecticut? Coleman Greenwich, CT Yes, you can always buy more coverage than what your state mandates you have to file the financial responsibility certificate or SR-22. So if you have recently bought a new vehicle and need not [...]

Reader’s Question: Do most insurance carriers raise their car insurance rates if you get a non-moving violation on your vehicle in Fairfield, Connecticut? Thomas Fairfield, CT Fairfield CT Insurance carrier’s guidelines vary however generally non-moving violations are not a major rating factor for most insurance companies. For example parking tickets in some states are not [...]